The sober case for adding bitcoin to a diversified portfolio remains challenging. At best, bitcoin remains a highly speculative investment increasingly correlated with the stock market that may eventually have real-world applications. But right now, the investment thesis remains very weak, especially relative to past and present game-changing technologies.

Successful do-it-yourself investing does not equal a successful life, and even wealthy, independently-minded DIY investors would benefit from going through a financial planning process to get a long-term strategy in place to meet their financial and life goals.

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